If you have a mortgage, people who depend on your income, or you want to protect your lifestyle in the event of an accident or illness protection insurance could help you and your family avoid a financial disaster.
Life insurance (sometimes known as life assurance) will pay out either a single lump sum or a regular income when you die.
Serious illness and critical illness insurance plans pay out a tax-free lump sum on the diagnosis of a range of serious (but not fatal) conditions.
Income protection policies provide a monthly payment to help replace your income if you are unable to work because of an accident or illness.
Accident protection or accident and injury cover pay a fixed amount of money for specific injuries, depending on the level of cover.
Buildings insurance covers the cost of repairing or rebuilding your property in the event of damage. Contents insurance is designed to protect possessions and furniture against loss or damage.
We all hear news of a friend or a relative who
- is off work for a few months, or
- has been diagnosed with a serious illness, or
- has unexpectedly died.
It’s shocking and all the more difficult to imagine it happening to us.
What are your chances?
Are you prepared?
Enter just a few personal details to see the Protection Calculator results for you.