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Mortgage Protection

Mortgage Payment Protection

If you can’t work due to sickness accident or unemployment this policy makes sure your mortgage payments don’t suffer along with you.

Mortgage Payment Protection Insurance (MPPI) or, as it is sometimes know, Accident, Sickness and Unemployment cover provides benefits to help you pay your mortgage and associated insurances in the event you are unable to work due to accident, sickness and/or involuntary unemployment, normally for 12 or 24 months.  Deferred periods will apply.

Income Protection

Income Protection is a monthly benefit which will be paid to help with monthly expenses.  The payment will continue until the end of the term of the policy, you return to work or die.  At the time of a claim, the benefit will be paid after a deferred period which is chosen at outset. The deferred periods can be chosen at the outset for example 4, 13, 26 or 52 weeks.